Our experienced advisors will guide you every step of the way, from initial assessment of what you can afford in terms of overall mortgage and monthly repayments, through choosing a specific product that’s right for you and taking care of the application process. We’ll also go through your current mortgage agreement to understand any charges that may be applicable on redeeming it and see if it makes sense to transfer that mortgage to your new home.
At each stage we’ll make sure you understand what’s happening and what will happen next, using simple jargon free language and answer any questions you may have. As you’d expect we’ll work with the mortgage lender to get everything assessed as quickly and smoothly as possible, but what you might not expect is that we can also help co-ordinate with solicitors, estate agents, valuers and surveyors. If you don’t already have a firm arranged for these services we can provide no obligation quotes from reputable and competitively priced professionals.
In our experience it’s never too early to speak with an advisor and start getting some professional advice to plan ahead, so do feel free to get in touch and pick our brains even if you’re just starting to look around.
HOW MUCH CAN I BORROW?
FIND OUT MOREThis is determined by:• Your income, outgoings and any expected changes to these
• Your credit commitments
• Your credit history
• How much deposit you can afford
We can usually give you a headline view of your likely maximum borrowing achievable over the phone in 5-10 minutes.