We aim to make getting a great mortgage as simple as possible.
What that means is that your mortgage broker will give you the very best advice in choosing a mortgage and deal with the lenders and their paperwork on your behalf. As we believe protecting your home and those in it is just as important as financing it, our service extends to providing a free review of your protection needs and advice on insurance products to cover them.We’re very proud to say the vast majority of customers think we do all this very well.
Access to over 11,000 Mortgage Deals
As impartial brokers without ties to any lenders, we can search the thousands of potential mortgage products on the UK market today, including many not available on the high street. Our panel has over 90 lenders on it and we regularly receive exclusive products from lenders not widely available elsewhere.
Personal service
We believe the key to our success is making our service personal and building a relationship with you as we find you the right mortgage and provide protection advice, whether you are a first time buyer, moving home, looking to remortgage your current home or fund your buy to let property. That's why with us you'll have a dedicated advisor throughout.
Reasonable Fees
We charge a fee of £399, due upon delivery of a mortgage offer. We believe this fairly reflects the many hours of work we’ll put into your case. However, if despite our best efforts we can’t secure you a mortgage offer, we won’t charge you a penny.
Typically this fee represents the equivalent of less than 0.1% on your mortgage’s interest rate over the initial ‘deal period’ (for example the first two years in a two year fixed deal), and we like to think we can save you much more than that.Knowledge and Experience
All of our advisers are professionally qualified and can use their experience to find the perfect mortgage for you. All customers are different and so our knowledge of how different lenders view a variety of different personal and financial situations can save you a significant amount of time and stress.
If you’ve what you consider to be non standard situation, don’t worry, many of our customers do and its likely we’ve seen something similar before and know how to deal with it.One Stop Shop
With us you only need to go through your personal and financial details once to find out which great mortgage deals you qualify for, much easier than spending hours with each of several banks to see what they can offer. We will also look at insurances to protect you and offer recommendations for other professional services, such as solicitors, if needed.
Helpful & Efficient
Your dedicated advisor will be as friendly, helpful and efficient as possible throughout your dealings with us. We'll use simple, jargon-free language to explain everything, whilst doing our utmost to keep any stresses about the mortgage to a minimum as we shepard it through the lenders application process.